Get pre-approved for a house mortgage in 3 minutes
Tell us about you. A licensed mortgage broker partner will contact you within 24 hours with a binding pre-approval — no credit pull required to start.
Ready to get pre-approved?
10 quick questions, about 3 minutes. No credit pull. We'll calculate your soft pre-qualification range instantly, then a licensed mortgage broker partner will contact you within 24 hours.
Trusted by buyers across the GTA · Central Home Realty Inc., Brokerage
What's your household income?
Combined gross annual income for everyone going on the mortgage, plus your primary employment situation.
Please enter your income and employment status to continue.
How much down payment do you have saved?
Cash, savings, RRSP (Home Buyer's Plan), or gifted funds.
Most houses require min 5% down for the first $500K, plus 10% on the portion above $500K.
Please enter your down payment to continue.
Any current monthly debt payments?
Enter the minimum monthly payment for each. Leave blank if none.
No credit pull — just a rough estimate. Pick the closest.
Please pick a credit score range.
Have you been pre-approved for a mortgage before?
Helps your broker tailor follow-up.
Please pick one.
What kind of property are you looking at?
House apartments and house townhouses have slightly different lending rules.
Please pick a property type.
When are you looking to buy?
Helps us prioritize how quickly to follow up.
Please pick a timeline.
Where are you looking?
Pick a city, then any specific neighbourhoods. Choose "Anywhere" if you're flexible.
Please pick a city.
Almost there.
Where should we send your pre-qualification range and connect your broker?
Please fill in all three fields and check the consent box.
We never sell or share your details. RECO-licensed brokers only.
You can likely afford up to
$—
Soft pre-qualification
Thanks — you're pre-qualified.
A licensed mortgage broker partner will contact you within 24 hours to confirm your binding pre-approval and walk you through next steps. No credit pull required to start.
Max purchase price$—
Estimated mortgage$—
Estimated monthly payment$—
Down payment provided$—
GDS / TDS ratios— / —
Method: standard Canadian GDS (39%) / TDS (44%) caps, 5.5% 5-yr fixed, 25-year amortization, 0.65% Toronto property tax, $500/mo house fee & $100/mo heat assumed.
This is a soft estimate based on the info you provided. Your binding pre-approval — with the actual rate and term — will come from a licensed mortgage broker within 24 hours.